The Best Money Saving Apps – Spend Less, Earn More

Last Updated on April 29, 2021

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All of us love to save and earn as much as we can. And imagine, if it becomes possible without putting much effort. It seems unreal, but believe me, it is not.

If you want to save some real money, many money-saving apps can make the process of saving money easier overtime. This article will grab your attention as we will provide you with a list of the best money-saving apps. Their details will help you choose the right one for you and accomplish your goals without stress.

Best Money-Saving Apps

Truebill – The Best App for Pulling Down Monthly Bills

Truebill is a service that helps you save money on your monthly bills. In return, this app takes 40% of what it is putting back in your pocket.

It works to improve your spending, lower your bills, manage subscriptions, and remain on top of your financial life.  It bargains with your cable, internet, and wireless providers to acquire a better monthly bill rate.

It offers four primary services: lowering the bills, seeking refunds, managing subscriptions, and premium services.

Truebill markets itself as a free service, and it is true in the sense that there is no direct fee for allowing Truebill to try to lower your bills. You would not get those savings without giving the 40% of it to the company as a “saving fee.”

Besides lowering bills and managing subscriptions, Truebill can also help you make sound financial decisions, but it is a premium service and costs $3-$12 per month.


  • Doesn’t charge any subscription fee for essential services
  • It saves an average of up to $720 a year
  • Finds and cancels subscriptions that are no longer in use
  • Catches service outages


  • Requires access to sensitive personal information
  • Takes 40% of the savings

Trim – The Best App for Handling Subscriptions

This service is known for its ability to cancel unused and unwanted subscriptions. It can also bargain on bills. These smart services can deliver significant results.

This app works by scanning and analyzing your bank transactions to search for possible savings. Its spend alerts keep you aware of the things you are paying for. It helps you decide which subscriptions you need and which are just a waste of money.

Trim not only negotiates your bills but also constantly monitors them for potential ways to save money. Its users also get payment reminders and overdraft notifications. Trim charges 33% of the reserved amount, which is a bit less than what Truebill charges.

Above all, it protects users’ data using bank-level securities and does not share it with third parties.

Its premium features include debt repayment tools and automated savings, which cost $2 to $10 each month.


  • Free to sign-up
  • Acts like a financial planner
  • Can get your credits from your cable or internet provider for a power outage.


  • It has no mobile app.
  • It charges up to 33% of the annual savings.

Fetch Rewards – The Best App for Turning Grocery Recipients into Gift Cards

This app allows you to get award points for uploading your grocery’s retail recipients, purchasing contributing brands, and buying products that give bonus points. These award points can be used to buy back gifts.  So there is no need to visit specific stores, scroll through limitless lists of products, and scan barcodes to search for discounts.

This app was launched in 2017 and had about 4 million active users. It is free to use and makes money through its various agreements with the major companies present in the app, including Pepsico and KraftHeniz.

After downloading its mobile app, you can choose to shop, scan your recipients, or shop tactically by buying particular brands. You can check the points your purchases earn, and after earning 3000 points, you can buy back your rewards.


  • Easy to use
  • 2000 point sign-up bonus with referral code.
  • It is swift.


  • No cash back redemption option
  • Fewer offers


No doubt, money-saving apps can help you save some real money. However, it depends on your financial status and the app you are using. All apps have different offers that suit different types of people. So, it is vital to choose the right app.

We have described the 3 best money-saving apps. All of them are safe to use. So, you can choose any one of them according to your circumstances.